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You can get life insurance quotes no medical exam easily online. The types of policies that will be available to you might not be the best coverage though. I’m sure you’ve seen those ads on television for different companies that offer life insurance with no medical exam. Colonial Penn is one that comes to mind, but there are others too. The truth of the matter is that, yes, you can get coverage by purchasing one of these types of policies, but they’re not as cheap as they claim to be and the type of coverage you’ll receive is not Whole Life or Term, but, in most cases, an “Accidental Death” policy.Accidental Death insurance is designed to provide payment to your beneficiary in the event that you are killed accidently. This makes sense, right? So if you are in an auto accident, fall down the stairs, etc, then you’d be insured. What these policies do not cover is death by common illness. This means that if you have a heart attack, stroke, etc that you will not have any coverage at all. There are also some companies that will sell you insurance as a “Whole Life Insurance Quotes ” policy, but if you read the exclusions portion of the policy you’ll find that you’re only covered for accidental death for the first 24-36 (depending on the policy) months. This means that if you buy one of these policies and pass away from natural causes one year afterward, you are not covered.